- Financial analysis and diagnosis - Balance sheet balances (FRN, BFR, Cash flow), net debt and financial analysis ratios. Analyze financial structure, liquidity and solvency.
- Off-balance sheet commitments - Off-balance sheet commitments
- Financial statements and appendices - Balance sheet, income statement, cash flow statement, statement of changes in equity, ICOs, appendices
- Corporate taxation and associated risks - Basics of corporate taxation and associated risks
- Financial information and the Universal Reference Document - Present account analyses and half-yearly and annual accounting and financial reporting, quarterly information and segment reporting. Understand the content of the Reference Document and how to read it.
- LT and CT financing methods - Understanding the main LT and CT financing methods
- Profitability and investment decisions - Building a business plan - Financial indicators of investment profitability (NPV, IRR, payback) - Risks and opportunities - Sensitivity - Reviewing and approving an investment file, model relevance, challenging assumptions
- Financial risks: counterparty, liquidity, interest rate, foreign exchange, equity - Analysis, valuation, risk mapping and hedging strategy: - Counterparty risk: financial analysis and mastering rating practices (internal, external) - Liquidity risk: ALM and group cash flow forecasts - Interest-rate risk: TF and TV loans, bond issues - Foreign exchange risk: exports, imports, hedging - Equity risk: dividends, share acquisitions and disposals, dealing room) - Project & (dis)investment risk Master the identification and valuation of financial and non-financial risks
Understanding and implementing
Target audience
- Purchasing managers
- Sales and marketing managers
- Sales and service managers Purchasing
- Financial and non-financial managers who have to make a quick decision on the situation of a partner company
- Supply Chain
2 day
Financial Diagnosis Training - Assessing the health of third parties
This financial diagnosis training course will enable you to develop a simple, robust method for assessing the financial health of your customers, suppliers or partners. You'll learn to spot warning signs based on a limited number of indicators, interpret the main financial statements, and make a relevant diagnosis in a professional situation.
Thanks to practical tools, you'll know when and how to alert, and take the right decisions to limit business or operational risks.
Prerequisites
No prior knowledge required
Training objectives
◗ Develop reflexes for assessing a company's financial health
◗ Identifying critical thresholds
◗ Anticipating the main financial risks
◗ Develop the ability to support a partner company in managing its operations
◗ Alert at the right moment
Training program
◗ Introduction
- Good practice: prepare to act/react
- The business model and the link with the financial cycle
- Business failure and its origins
✔ UNDERSTANDING | Illustration: business model and complete financial cycle
◗ Financial information
◗ Reading financial statements to understand the company's economic structure
- Reading the balance sheet, income statement and cash flow statement
- Key concepts: assets/liabilities, income, WCR, cash flow
- Differences between accounting, financial and management views
- The financial diagnosis approach
✔ APPLIQUER | Case study: from a tax return, reconstitute the balance sheet, income statement and cash flow statement.
◗ Measure profitability, solvency and liquidity through 5 indicators
- EBITDA (or EBE)
- Financial structure (Gearing)
- Liquidity (Quick ratio)
- WCR as a percentage or in days of sales
- Financial debt to EBITDA (or EBITDA)
✔ UNDERSTANDING | Study of ratios: graphic interpretation and critical thresholds
✔ APPLY | Case study: using a tax return to calculate and analyze ratios
✔ ASSESS | Quiz: what do you think... Can you have good results and cash flow problems?
◗ Complete diagnosis
- Cross-reading the three statements: coherence and warning signals
- Identify strengths, weaknesses and areas of risk
- Building a diagnostic grid for decision-making
- Four reflexes : - What to look for? - Where to find information? - How to avoid
traps? - When should I alert?
✔ APPLY | Case study: using previously calculated ratios, draw up an initial diagnosis.
✔ UNDERSTAND | Summary sheets on ratios and alert levels
Why train in financial diagnostics?
The long-term viability of partner companies is a key factor in the success of sales, purchasing, sourcing and development activities. As a result, many of the company's players are called upon to give their opinion on a financial diagnosis. This is often done within short deadlines, on the basis of non-exhaustive data.
In just two days, this training course provides a method for making the most of available information and asking the right questions.
Teaching and assessment methods
Before: self-assessment quiz
During the session: alternating theoretical developments, illustrations and case studies. Interactive quizzes during the session and a summary case study ensure knowledge acquisition.
Afterwards: indicator sheets and checklist.
The trainer is available to answer any training-related questions.
General training | FinHarmony Conseil & Formation
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Price
1,860 EXCLUDING VAT
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Financial diagnosis training
Financial diagnosis training
Financial diagnosis training
Jonathan C.
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